We Help Brands Get Desired Credit Ratings From Domestic & International Agencies.
Bring in immense value by getting the desired rating upgrades or saving them from downgrades by fine-tuning the strategy.
Let’s create a compelling rating story
We provide rating advisory services across the entire spectrum with an aim to assist clients to process the credit rating optimally from the CRAs (Credit Rating Agencies) that proliferate the ability of the corporates to raise capital.
Everything you need to know about Credit Rating
Credit Rating is an analysis of the financial history of borrowing or lending and credit worthiness of the entity or the person obtained from the statements of its assets and liabilities with an aim to determine their ability to meet the debt obligations.
Why Credit Rating is Important?
- It offers quantitative analysis of the creditworthiness.
- Helps investors to track the risk profile and take a wise and informed decision.
- Attract investors and improves presence across the corporate spectrum.
- Helps to raise money in times of need.
Trust our Process and Get the Result
We are a leading credit rating consulting and advisory firm that provides high-end analytical support to leading corporations in India. With sustainable competitive advantage arising from our reliable brand, unmatched credibility, in-depth understanding across the business sectors, and large customer base, we deliver unrivalled rating advisory and solutions that help companies improve their financial efficiencies.
Finlender industry expert analysts would perform the credit rating process as follows:
Understanding Rating Requirement
Firstly, we understand the credit rating requirement and expected outcomes. The financials, project details and other required details are shared by the company for doing primary analysis of the data.
Quantitative Analysis
We analyze historical financial statements and forecast financial statements/credit ratios adjusted for agency methodologies, stresses and/or business plan scenarios, as appropriate. Findings are shared with Management highlighting any critical issues or areas of ambiguity suggesting scope of improvements.
Management Discussion
We share the valuable insights with clients suggesting areas of improvement. The management is also prepared for rating agency interviews by providing draft questions with key messages to highlight credit strengths and address weaknesses, supplemented by mock interviews if required.
Preparation of Rating Discussion
We assist in the preparation of the supplementary material to provide to rating agency enabling them taking fair view on credit worthiness of the company.
Coordination with Rating Agency
We provide hand-holding while presenting and discussing your case against the opted rating agency. In-fact we work as partner to our clients for providing all required information to rating agency.
Credit Ratings Finalization
We advise clients on whether to appeal any aspect of the decision or accept the outcome and convert to a public rating as appropriate.
Why Us??
FinLender work as a bridge between the Corporates seeking rating and the credit rating agencies both domestic and international. FinLender team’s experience can bring in immense value by getting the desired rating upgrades or saving them from downgrades by fine tuning the strategy. In-depth understanding of rating and key factors impacting the credit rating facilitates more efficient business decisions.
Comprehensive solutions across ratings advisory
We empower you with exhaustive research and analytics support across the ratings advisory value chain.
Seasoned Professionals
Our team of experts with strong ratings advisory background provides support by creating dynamic operating cash flow models that show indicative overall rating analysis
Experienced team to undertake complex tasks
Our highly experienced analysts provide support on various scenarios, including first-time ratings, rating upgrades, capital structure optimisation.
Industry Pioneers
With over years of experience working with firms, our team can support clients in all ratings considerations to develop a compelling credit story.
Connect with us on Credit Rating advisory or Credit Rating advisory services or credit rating consultants do speak with our Financial Advisor or request for a call back.
Credit Rating Advisory or Credit Rating Advisory services
FinLender work as a bridge between the Corporates seeking rating and the credit rating agencies both domestic and international. FinLender team’s experience can bring in immense value by getting the desired rating upgrades or saving them from downgrades by fine tuning the strategy. In-depth understanding of rating and key factors impacting the credit rating facilitates more efficient business decisions. The team has deep understanding of the credit issues and Credit Rating Triggers.
Credit Rating Process
- Understanding Rating Requirement
The assignment is started by understanding the credit rating requirement and expected outcomes. The financials, project details and other required details are shared by the company for doing primary analysis of the data. - Quantitative Analysis
We analyse historical financial statements and forecast financial statements/credit ratios adjusted for agency methodologies, stresses and/or business plan scenarios, as appropriate. Findings are shared with Management highlighting any critical issues or areas of ambiguity suggesting scope of improvements. - Management Discussion
We share the valuable insights with clients suggesting areas of improvement. The management is also prepared for rating agency interviews by providing draft questions with key messages to highlight credit strengths and address weaknesses, supplemented by mock interviews if required. - Selection of Rating Agency
We keep complete track record of sector outlook of various rating agencies and rating done in the past in the particular sector by rating agencies. It helps us select ideal rating agency for the particular company. - Preparation of agency submissions
We assist in the preparation of the supplementary material to provide to rating agency enabling them taking fair view on credit worthiness of the company. - Coordination with Rating Agency
We provide hand-holding while presenting and discussing your case against the opted rating agency. In-fact we work as partner to our clients for providing all required information to rating agency.
Credit Ratings Finalization - We advise clients on whether to appeal any aspect of the decision or accept the outcome and convert to a public rating as appropriate.
- Monitoring and Road Ahead
Most of the time rating is not a onetime process and it’s reviewed and revisited periodically. We help our clients in building long term strategies to maintain and improve their creditworthiness
For more assistance on Credit Rating advisory or Credit Rating advisory services or credit rating consultants in India do speak with our Financial Advisor or request for a call back.
