Stressed Capital

Stressed Account Finance or NPA Finance or OTS Finance or Distress Asset Finance

We at FinLender, exclusively provide funding for SMA Accounts (Special Mention Accounts are those assets/accounts that shows symptoms of bad asset quality in the first 90 days itself) , NPA Accounts, Distress Account and Finance for OTS.

What is the difference between NPA and SMA?

Remember that NPA has a duration of 90 days. On the other hand, the worst type of special mention account (SMA – 2) has less than 90 days’ duration. The Special Mention Account identification is an effort for early stress discovery of bank loans. It was introduced as a corrective action plan to contain stress. As per the SMA regulations, banks should identify potential stress in the account by creating a new sub-asset category viz. ‘Special Mention Accounts’ (SMA).

Our Offerings for

Let us help you with Finance.

Share Your Requirement

Share Your Requirement

One of our executive will get in touch with you within 24 hours.

Schedule Appointment